The insurance landscape can be complicated and there is a range of industry-specific terms that are used. Here is a guide to the most common ones.
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If you have an insurance policy, you’re helping to protect yourself against financial or business loss in the event of an incident. If an event occurs, you’d lodge a claim with your insurer. But how does that process work?
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As busy business owners and operators it is difficult to keep up with the various legislation and legislative changes that occur which are relevant to you. In this article we discuss Australian Occupational Health and Safety. We provide some context on the current OHS landscape, discuss the Western Australia Work Health and Safety Proposed Act changes and provide some information on recent workplace occupational health and safety issues and incidents.
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Protecting against risk is essential for any business, and identifying and understanding less obvious exposures can help a business prepare and be best protected, should the worst happen.
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Yes, it’s that time of year again – soon Worksafe Victoria will be issuing Workcover premium notices to all Victorian businesses.
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Each time you hire a contractor you need to determine if they're considered a 'worker' by WorkSafe – if so, you become their employer for WorkCover insurance purposes and will have liability for claim/return to work processes.
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As business owners and managers, you are forced to keep up with being innovative and adaptable, to secure your business and to ensure its viability over the short and long-term. There will always be threats to your business - unfortunately there are some things you can’t control.
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When a business considers engaging someone to perform work, often the decision is about whether to engage them as an employee or as a contractor. The decision is sometimes quite difficult and the difference has implications for items such as, yet not limited to, taxation, superannuation, control and liability.
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All businesses no matter how large or small should have Public and Products Liability cover.
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As a small business, you may be eligible for income tax concessions. From 1 July 2016, the turnover threshold for these concessions is:
- $5 million for the Small business income tax offset
- $10 million for all other income tax concessions.
The turnover threshold up to 30 June 2016 was $2 million for all these concessions.
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Australia is a land of extreme weather, and whilst there is nothing we can do to stop it occurring, we can control the extent to which we are impacted by it. Where business is concerned, controlling the level of damage that a business suffers as a result of extreme weather, and the speed at which it recovers depends entirely upon the directors and management. Regardless of the size of the business there are some fundamental strategies that should be implemented to increase business resilience to the impact of extremes in weather.
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So you’ve got a great idea and now you want to turn it into a reality. Before you start, there are a number of things you need to know that will help you achieve success and give you flexibility down the track.
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