The Australian Government is implementing a reinsurance pool for cyclones and related flood damage, which will be backed by a $10 billion Government guarantee and cover household, strata, and small business property insurance policies.
Read MoreThere are specific processes and record keeping requirements that are set out in the Fair Work Act 2009 and it is important to keep on top of these in case Fair Work chooses to audit your business.
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Under the current superannuation guarantee, employers must pay superannuation contributions of 10% of an employee's ordinary time earnings when they earn over $450 per month before tax.
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If your business is growing and needs to invest in its workforce, you may wish to consider recruiting an apprentice or trainee. Apprenticeships and traineeships are slightly different, but they have the same common goal âupskilling an employee in their line of work.
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The difference between insuring your work vehicle(s) under personal or commercial cover may not appear much, but the deeper you look, the more they diverge.
Read MoreMany people know that an insurance broker can compare different insurance products and provide advice to help you choose the best cover for your unique needs. But the value of a broker extends far beyond insurance placement. This has been demonstrated recently with the natural disasters Australia has seen. From bushfires to floods, having a broker by your side during the claims process proves invaluable.
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Make WHS a regular part of running your business. Including WHS in your standard processes can improve normal standard practice for everyone involved in your business.
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A probation period serves several purposes â as an employer, a probation period allows assessment of the employee's fitness and suitability for the position and business. It is also a period of training, coaching, ongoing assessment and possibly at times, time for correction. For the employee, it is a time they can assess whether the position and business are really what was expected and, if not, they have the option to resign.
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In most cases it will be clear whether a person is your worker and therefore covered for workers compensation purposes. However, this may not be so clear for your contractors.
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Most businesses use social media as a marketing tool and despite its broad acceptance, business owners and managers need to understand and manage the risks that come with the use of social media in the workplace.
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Some new businesses underinsure, or shirk insurance altogether, but managing your risk profile is a top priority - only 54% of new businesses make it to year 5.
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Everyone in the workplace has a work health and safety duty and can help to ensure fatigue doesnât create a risk to health and safety at work.
Examples of identifying factors that may cause fatigue in the workplace include:
- consulting workers about the impact of workloads and work schedules...
Business owners expend considerable cost and energy in protecting the reputation of their business. Employees who are engaged become very effective ambassadors for your business â they want to promote your business, its products, services and its branding. How can you support the engagement of your employees?
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What should I know if I want to âclose downâ my business for brief period?
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Understand the nature of the harm each hazard could cause, how serious the harm could be and the likelihood of it happening. In many cases the risks and related control measures will be well known. In other cases, you may need to carry out a risk assessment to identify the nature of the harm.
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Itâs the start of summer in Australia, and with the Northern hemisphere having recently experienced a record breaking year, it is likely we too may experience an unusually hot summer with extreme temperatures.
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Heavy commercial transport helps keep our economy running smoothly, but there's a lot that can go wrong if you're running a transportation business. Do you know who is at the wheel? What happens when there is inadequate journey planning?
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In the event of a work-related accident or illness, state and territory health and safety laws require injured workers have access to first aid, workersâ compensation and a return to work rehabilitation program.
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Due to the impacts of COVID-19, both state and federal governments have provided additional funding to deal with mental health. However, businesses can choose to implement their own Employee Assistance Program (EAP) within their workplaces.