As busy business owners and operators it is difficult to keep up with the various legislation and legislative changes that occur which are relevant to you. In this article we discuss Australian Occupational Health and Safety. We provide some context on the current OHS landscape, discuss the Western Australia Work Health and Safety Proposed Act changes and provide some information on recent workplace occupational health and safety issues and incidents.
Read MoreThe internet is a wonderful thing that allows people to shop around to find the best bargain when they’re making just about any sort of purchase. With insurance however, it presents clear risks.
Read MoreResearch from the Australian Government shows that travel insurance is a popular holiday investment, but there are considerable gaps in knowledge about what customers are actually covered for.
Read MoreProtecting against risk is essential for any business, and identifying and understanding less obvious exposures can help a business prepare and be best protected, should the worst happen.
Read MoreThere are many reasons a business may be underinsured; costly premiums, lack of awareness of risk assessment, poor understanding of insurance policies, or failing to update policies as the business grows or acquires new assets. The problem lies when things go wrong.
Read MoreYes, it’s that time of year again – soon Worksafe Victoria will be issuing Workcover premium notices to all Victorian businesses.
Read MoreEach time you hire a contractor you need to determine if they're considered a 'worker' by WorkSafe – if so, you become their employer for WorkCover insurance purposes and will have liability for claim/return to work processes.
Read MoreAs business owners and managers, you are forced to keep up with being innovative and adaptable, to secure your business and to ensure its viability over the short and long-term. There will always be threats to your business - unfortunately there are some things you can’t control.
Read MoreWorkers compensation premiums, and how they are calculated, are complex. Many businesses don't realise they are paying the incorrect amount of workers compensation premium, and overpayments are not uncommon.
Read MoreNot being proactive about managing your workers comp claims could cost you more in premium.
Read MoreDo you know?
If building work is close - or adjacent - to adjoining property boundaries, protection works may be requested from another party in respect of the adjoining property.
Read MoreDo I have cover should I accidentally damage my client’s home, driveway or personal property during the course of building their pool or spa?
Read MoreWhat happens in the event that your tools and/or equipment are stolen from site or office/factory carpark or the driveway of your personal property?
Read MoreIt’s seems like it’s been raining for weeks on end and now a customer has called saying “we’ve had a cave in!” What now?
Read MoreWhen a business considers engaging someone to perform work, often the decision is about whether to engage them as an employee or as a contractor. The decision is sometimes quite difficult and the difference has implications for items such as, yet not limited to, taxation, superannuation, control and liability.
Read MoreAll businesses no matter how large or small should have Public and Products Liability cover.
Read MoreComprehensive motor insurance generally offers two types of sums insured, market value and agreed value.
Read MoreManagement Liability Insurance protects the individuals and the company in relation to the exposures associated with managing a company (i.e. your liability for mismanagement).
Read MoreIn recent years there have been many reports of major cyber-attacks on a number of organisations across the globe.
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