Heavy commercial transport helps keep our economy running smoothly, but there's a lot that can go wrong if you're running a transportation business. Do you know who is at the wheel? What happens when there is inadequate journey planning?
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In the event of a work-related accident or illness, state and territory health and safety laws require injured workers have access to first aid, workers’ compensation and a return to work rehabilitation program.
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Due to the impacts of COVID-19, both state and federal governments have provided additional funding to deal with mental health. However, businesses can choose to implement their own Employee Assistance Program (EAP) within their workplaces.
Businesses have had to be flexible during the COVID-19 pandemic and it has become evident that many roles can be effectively actioned from home. However, if an employer directs an employee to return to the workplace, can an employee refuse this request?
Understanding the causes of injury and the industries most affected can help reduce work-related fatalities, injuries and disease.
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Whether workers return to the usual workplace environment, a different work environment or continue to work from home is a matter for the head of each organisation.
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Have your staff leave accruals blown out over the course of this year? Many businesses choose to have a close down at some point during the year and often it is over the Christmas and New Year’s period.
This helps manage the overflow of increased leave accrual, and ensures your staff get a decent break.
The professional indemnity (PI) insurance market has been exceedingly difficult for Financial Planners over the past twelve months. We can expect to see continued high premiums and capacity issues for the foreseeable future, according to David Martin, Director of Professional Lines at AB Phillips Pty Ltd.
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“We need to change our thinking, that regulatory reform alone is going to get fairer customer outcomes … the real customer benefit will come from fairness based decision-making and data, to help identify customer needs and design products and services to meet those needs.”
Insurance veteran Paul Muir has some passionate views. What follows are his thoughts on the industry’s key trends and currents.
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More goods are being packed and sent across the world than ever before.
Fears that the triumph of the inbox over the letterbox would spell the end of the humble post office turned out to be exaggerated. After all, who could have anticipated the boom in bubble wrap, pack and send? With online shopping, business-to-business (B2B) goods traffic, and changing consumer patterns all in a steep growth trend, Australia Post and other delivery services must be wondering who’s laughing now?
It’s time to think about transit insurance. Read more here>
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The liability of principals, contractors and subcontractors is an important issue for Australian businesses providing services or products to the built sector.
The use of subcontractors is common in many industries and it is particularly prevalent in the construction industry. In this sector, a design and construct contract is commonly used, and requires the head contractor to have a single line of responsibility to the principal/developer.
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If you operate a business with employees, you are required to have workers compensation insurance in place to protect your employees for injuries or illnesses they may sustain while they are at work. Workers compensation laws vary from state to state, so it can be a complex area, particularly if you operate a business nationally or across multiple states.
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Protecting the operational capability and cash flow of your business is one of the most important protections you have — for your business, your investment and the people that depend on it. Here are some of the key areas you might consider when purchasing business insurance.
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Experiencing a loss can become considerably worse if the insurance you have in place fail to meet your expectations. The failure of an insurance policy can significantly impact your financial position, financial security and ultimately your standard of living.
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As the world has become more digitally enabled, so too has the risk of compromise for businesses via digital entry points.
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The manufacturing industry, anywhere in the world, is critical to keeping the economy moving. The sector is also one of the most technical, involving a wide range of moving parts including logistical, mechanical and labour resources. It is important that cover is tailored to each business.
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The holiday season is essentially over and many of us are returning to work and finding it hard to adjust. Some of the adjustment is about traveling to and from work in traffic, others include spending time again with people you have not seen or spoken with for weeks, learning again how the computer works and even trying to remember your password.
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The insurance landscape can be complicated and there is a range of industry-specific terms that are used. Here is a guide to the most common ones.
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If you have an insurance policy, you’re helping to protect yourself against financial or business loss in the event of an incident. If an event occurs, you’d lodge a claim with your insurer. But how does that process work?
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